Client's Bill of Rights

Our Responsibilities As Your Advisor.

Capital Insurance and Investment Planning, LLC and Cadaret, Grant believe that the needs of the investor always take precedence, including the right to high-quality products and services.

To that end, we have developed the following list of investor rights:

  • Investors should expect their financial advisor’s assistance in helping them identify their investment goals and risk tolerance.
  • Investors should expect their financial advisor’s assistance in setting realistic expectations about the potential long-term risk and return associated with different investments.
  • Investors should be provided with responsible investment recommendations based on their objectives, time horizon, risk tolerance, and other factors they disclose to their financial advisor.
  • Investors should be treated in a fair, ethical, and respectful manner in all interactions with their financial advisor and Cadaret, Grant & Co., Inc.
  • Investors have the right to competent and courteous service, and advice at a fair price.
  • Investors have the right to clear and accurate explanations of their transactions.
  • Investors have the right to know and understand the commissions and fees associated with their accounts.
  • Investor statements should provide timely and accurate account transactional information and should reflect all positions held.
  • Capital Insurance and Investment Planning and Cadaret, Grant will not sell, distribute, or make public any private investor or account information.*
  • Investors have the right to fair consideration and a prompt response should a problem arise with their accounts.